Terms of Service – Lohnz LLC
Welcome to Lohnz LLC. These Terms of Service govern the use of the websites (collectively, ‘Website’ or ‘Site’) and online and mobile services of Lohnz LLC (‘Lohnz LLC,’ ‘we’ or ‘us’) including our small business financing products and services (collectively, ‘Services’) by clients, customers, and users (collectively, ‘Users’ or ‘you’). These Terms of Service constitute a binding legal agreement. Please read this agreement carefully to ensure that you understand each provision. If you do not agree to any of these terms, please do not use the Website or the Services.
By using and/or visiting this Website and/or using any of our Services, you acknowledge that you have read, understood, and agree to be bound by this Terms of Service agreement (‘Terms of Service’ or ‘Agreement’) and to the collection and use of your information as set forth in our Privacy Policy. This Agreement applies to all visitors, users, and others who access the Service. By using and/or visiting this Website and/or using any of our Services, you further consent to the conduct of business with Lohnz LLC by electronic and digital means, including without limitation email, e-signatures, and e-payments as applicable.
1. Eligibility
You may use the Service only in compliance with this Agreement and all applicable local, state, national, and international laws, rules, and regulations. By accessing the Services, you represent that you are 18 years of age or older. Any use of or access to the Service by anyone under 18 is strictly prohibited.
2. Accounts
You are solely responsible for the activity that occurs in your account. You must notify Lohnz LLC immediately of any change in your information or in the case of a breach of security or unauthorized use of your account. You accept sole responsibility for all of your activities using the Service.
3. Limitations on Use
You will not use the Services for any unauthorized or unlawful purpose. You agree not to engage in prohibited activities such as interfering with service operations, attempting to breach security, or misusing the platform.
4. Privacy
Lohnz LLC cares about user privacy. By using the Website or any Services, you consent to the collection, use, and disclosure of your personally identifiable information, and to have your information used as provided in our Privacy Policy.
5. Services
Subject to this Agreement, you are granted a non-exclusive, limited, non-transferable, freely revocable license to use the Service for your internal business use only. Lohnz LLC reserves all rights not expressly granted herein.
6. Proprietary Rights
The Service and all materials, including software, images, text, graphics, logos, trademarks, and content, are the exclusive property of Lohnz LLC and its licensors. You may not copy, reproduce, distribute, or exploit any content without permission.
7. Indemnity
You agree to defend, indemnify, and hold harmless Lohnz LLC and its affiliates, employees, and agents from and against any and all claims, damages, obligations, losses, liabilities, costs, or expenses arising from your use of the Service or violation of this Agreement.
8. Limitation of Liability
To the maximum extent permitted by law, in no event shall Lohnz LLC, its affiliates, agents, directors, employees, suppliers, or licensors be liable for any indirect, punitive, incidental, special, consequential, or exemplary damages.
9. No Warranty
The Services are provided on an ‘as is’ and ‘as available’ basis, without warranties of any kind, whether express or implied. Lohnz LLC does not warrant or guarantee funding approval or outcomes.
10. Governing Law
This Agreement shall be governed by the internal substantive laws of the State of Florida, without respect to its conflict of laws principles. Any arbitration will be governed by the Federal Arbitration Act (FAA).
11. Arbitration
Any disputes, claims, or disagreements related to these Terms or the services provided will be resolved exclusively through binding arbitration. Arbitration will take place under the rules of the American Arbitration Association (AAA).
12. Class Action Waiver
All claims must be brought in an individual capacity, and not as a plaintiff or class member in any purported class action, collective action, or representative proceeding.
13. Modifications
Lohnz LLC may modify or update this Agreement from time to time. Continued use of the Service after any change constitutes acceptance of the new Terms of Service.
14. Severability
If any provision of this Agreement is deemed invalid, the invalidity will not affect the validity of the remaining provisions.
15. Contact
For questions about this Agreement, please contact us at info@lohnz.com.